How To Get Approved For A Car Loan


We help people from all walks of life because bad credit is not exclusive to any particular tax bracket.  We are so successful and efficient at getting our patrons into the right cars, because we have encountered and overcome every type of bad credit situation there is.  We work with numerous financial institutions, which affords us unprecedented flexibility when handling your auto loan.

User friendly auto loan pre-approval form

Reestablish Your Credit


Credit is defined as “the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future”.  In other words credit represents your reputation as a borrower, and it is defined by a number, which is your credit score.  As a society, our reliance on credit has grown as the prices of goods and services have gone up.  This means the numbers on your credit score can be just as influential in your life, as the numbers in your Bank account.  With that said, we are here to help your reestablish your reputation as a borrower.  It might not seem obvious, but getting an auto loan and making your monthly payments on time is one of the fastest ways to improve your credit score.  This will be the first step in getting yourself back on the right footing.  We have Houston's most experienced team here.  Let us help you turn the corner to a better future. Simply by filling out the per-approval form on the right.

Get a Car Loan that suits you and your family.

We Guard Your Information


We are discrete and mindful with all the information you provide.  Your information will only be shared with auto finance experts and affiliates who need your information to provide you with the best products and services to fit your needs.



An Auto Loan can have a very positive impact on Your Credit Score



There are many different Credit Scores that creditors use to assess your credit worthiness such as NextGen, VantageScore, EMPIRICA and BEACON, but the most widely used Credit Score is the FICO Score.  According to, your FICO Score is calculated using 5 variables.  Payment history, Amounts owed, Length of credit history, Types of credit in use, and New credit.  I’m sure nobody told you all that when you took your first dive into the world of borrowing money and managing credit.  Most of us end up having credit issues because we did not receive adequate guidance on how to manage our credit.  In fact most of us don’t get adequate information of how to manage our finances.  Well there is no better time than the present to begin to reverse the trend in your favor.


Here are a few things you can do right now to help improve your credit score.

Set up automatic payments  Dispute errors on your credit report  Negotiate with creditors you currently owe  Get a secure credit card  Only use 30% or less of you credit card balance  Don’t close any old credit cards you have  Start paying on your outstanding loans because is reflects lower utilization of credit